Assisted living costs are getting more and more expensive. In fact, the average annual increase for assisted living is about 5%. Families should know that the monthly assisted living cost will basically depend on
The cost of long-term care is getting higher and higher every year. The average cost of Assisted Living in the U.S is $4,300 per month (Source: Genworth). Generally, Health Insurance policies, including Medicare, do
As your parents, grandparents, relatives, or friends face health care decisions, they may need help in Managing Medical Conditions with Medicare. Medicare can be an important factor in many of those health care decisions. It is
What Is ALTCS? Arizona Long Term Care System (ALTCS) is a state administered insurance program that provides long term care for Arizona residents. The state and county contribute to Federal Medicaid money, which forms a
Did you know that life expectancy has been increasing continuously? With 10,000 baby boomers turning 65 daily, more and more Americans are faced with difficult and expensive decisions regarding care options for themselves or their
Approximately 35 percent of Americans over the age of 65 do not have a pension plan and live entirely on Social Security. Some people do have a small pension, but they may not have enough
The costs of placing an elderly loved one in assisted living can be very expensive. Typically, Assisted Living facilities and communities are private pay. If you have been paying for assisted living for quite sometime
Financial elder abuse is the fastest growing problem that seniors are encountering today. In fact, elder financial abuse is one of the top 3 most common types of elder abuse. To best learn how to
You have insured your homes, health, cars and have carefully planned your savings and your investments. But all of these could be wasted if you or your spouse needed long term care.
Long Term Care Insurance covers what all the other health insurances don’t cover, such as care in your home, assisted living and nursing home facilities. What is Long Term Care: Long Term Care insurance
Planning for long term care is an easy thing to put off. Maybe you think its might be too early or maybe you just don’t want to think about it. If you suffer a major
When helping a senior manage his or her finances, it is important to understand the different types of benefits and programs a senior may qualify for. Determining eligibility for Social Security benefits, Medicaid, Supplemental Security
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