The Veterans Administration (VA) offers a special pension called Aid and Attendance that helps pay for care in an assisted living, memory care or nursing home facility. This VA benefit is largely unknown and often overlooked by families of veterans or surviving spouses of veterans who need financial assistance to help care for aging loved ones.
Updated: April 4, 2023
In this VA Aid and Attendance Pension For Assisted Living Article:
VA Aid and Attendance For Assisted Living
Qualifying for VA Aid and Attendance Benefit
Application Process for VA Aid and Attendance
VA Aid and Attendance Empowering Seniors
One of the limitations of Medicare and Medicaid is that, while they provide assistance for nursing home costs, they do not provide coverage for most assisted living expenses. The cost of assisted living facility can be very expensive, which makes it unaffordable for many seniors.
For veterans and their spouses who are entering their later years and would like to explore assisted living option, The Veterans Administration may be able to provide assistance through the VA Aid and Assistance Program. The VA Aid and Attendance benefit is available to qualifying veterans or surviving spouses of veterans that helps pay for long-term health care expenses.
To qualify for the VA Aid and Assistance program, a veteran must:
Those who want to apply for this program must file a Veterans Application for Pension or Compensation, which is available online or at any local VA office. Applicants will be asked to provide the following information or documents to the VA:
Each year, an annual pension limit is set by Congress. The amount of pension that veterans are eligible for is determined by subtracting their current income minus any deductions, such as recent unreimbursed medical expenses, from that pension limit. That number is then divided by 12 to determine the monthly amount of VA aid that the applicant will receive. Needless to say, if the applicant has more income than the pension limit set by Congress, he or she will not be awarded any pension payments at all.
Generally speaking, any veteran or surviving spouse of a veteran applying for the VA Aid and Attendance program can expect to receive an answer in about five months. However, if the pension is granted, a lump sum will be awarded, retroactive to the first day of the next month following the month when the Application for Pension or Compensation was received by the VA.
Per The Veterans Affairs Department, as of December 1, 2019, the maximum amount of pension rate that can be awarded per month is:
While this would not likely cover monthly room and board costs in an assisted living facility, it could cover a good portion of assisted living expenses. In addition, this VA aid program does not affect Medicaid eligibility, and even though Medicaid does not cover everything, it can be used to pay for some medical and personal care costs accrued by those in assisted living situations.
Another benefit of the VA Aid and Attendance Program is that veterans who qualify and their spouses will be able to receive complete free medical care plus coverage for prescription drugs.
To Apply For The VA Aid and Attendance Benefit, contact the Veterans Administration’s Regional Office. Click here to get the phone number.
Given the choice, most seniors would prefer to move to an assisted living facility rather than move to a nursing home. Assisted living allows seniors to maintain a greater degree of independence, while receiving assistance with activities of daily living and some medical assistance.
Unfortunately, it has been very difficult for most seniors to find financial assistance necessary to make this kind of housing a viable option. But thanks to the VA Aid and Assistance pension program, assisted living is now a realistic possibility for men and women who have served our country.
Similar VA Aid and Attendance Articles:
Copyright © 2023 SeniorCareHomes.com. All Rights Reserved.
Catharine “Kate” is a Certified Administrator for Residential Care Facilities for the Elderly (RCFE) and an Expert Senior Care Advisor. Kate’s grandmother battled Alzheimer’s Disease and Kate personally understands what millions of families are going through. Kate and her team are very passionate in empowering Seniors and their families by providing them with the Best Available Senior Care Options based on Senior’s care needs, preferred location and family’s budget.
One of the Leading Operators of Senior Living Communities in the U.S. (Click…
My elderly father is now 90 years old, and my mother is just three years…
The "Next Level" Medical Alert System FACT: The CDC (Centers for Disease Control and Prevention) states…
Alzheimer's Disease Frequently Asked Questions with Dr. Fortanasce, Neurologist / Alzheimer's Expert Why is Alzheimer’s such a huge…
Assisted living costs are getting more and more expensive. In fact, the average annual…
Residential Care Home vs Assisted Living Community Being in the Senior Care Industry for…